There are 3 types of insurance agencies in the market. Independent, Captive, and Direct or Online. What is an independent insurance agent? An agency that provides access to multiple insurance companies and will advise you on which is best for your needs. A Captive agent is someone who only works for one insurance company. Examples are State Farm, All-State, and Farmers. They are employed by the insurance company. Direct or Online companies are agencies where you do not have an agent. Examples are Geico or Esurance. These companies leave it up to you to enter your information and make sure you are covering yourself correctly.
What does it mean to be an independent agent and how that benefits you.
We don’t work for one insurance company, instead, we work for you the client. We go to bat for you and We are your advocate during the claims process. When you call us you aren’t calling a call center. You are calling one of your agents, who is going to know you and work for you through the whole process.
We find which company is best for you and your situation.
We are consultants for a lifetime. We know insurance is confusing so we will educate and advise you through the process. Because we work for a wide variety of companies we can offer you different packages that are tailored specifically to you. As your life changes so do your insurance needs, and as an independent agent we can be there for you every step of the way.
Competitive pricing.
Our carriers know we represent multiple companies so they keep each other competitive. This means we can shop for you with multiple companies rather than you having to reach out to 5 different people for different quotes.
We are local.
We aren’t corporately owned, but rather are family owned and live in your local community. This means we have a vested interest in you as our neighbor and taking care of your needs.
We write Home and Auto Insurance Policies.
Timmons Insurance Group is dedicated to providing the top level of insurance service to our clients. Our team of insurance advisors is here to give you guidance when it comes to choosing the best home insurance and auto insurance for your family. We are here to help you protect your most valuable assets and to give you peace of mind.
