What is Commercial Insurance
Let’s start with the basics. The big 3 in business insurance are Package (meaning General Liability and Property), Commercial Auto, and Worker’s Compensation Coverage.
General Liability coverage is something every single business should have. It protects a business owner from damages resulting from their products and operations. Bodily Injury, Property Damage, Personal Injury and other potential situations that could give rise to claims are all found in the general liability policy. If you are found liable for a bad situation your General Liability can save your business from severe financial loss or even worse bankruptcy.
Commercial Property coverage is something that can be a little confusing to business owners. Sometimes it’s straight forward because the business may own their building and all of the contents. But other times it may not be so simple. What if you are a tenant? Do you know how much of the property you need to be covering? Do you know the value of improvements you have made to your location? Is your equipment covered? All of these are questions that need answered to protect the property that keeps your business up and running. Whether it is your building, your tools and equipment, or the inside of a business condo, we can evaluate exactly what commercial property coverage suits your business.
Our carriers know we represent multiple companies so they keep each other competitive. This means we can shop for you with multiple companies rather than you having to reach out to 5 different people for different quotes.
We are local.
We aren’t corporately owned, but rather are family owned and live in your local community. This means we have a vested interest in you as our neighbor and taking care of your needs.
We write Home and Auto Insurance Policies.
Timmons Insurance Group is dedicated to providing the top level of insurance service to our clients. Our team of insurance advisors is here to give you guidance when it comes to choosing the best home insurance and auto insurance for your family. We are here to help you protect your most valuable assets and to give you peace of mind.